{
  "tiers": [
    "minimal_risk",
    "limited_risk",
    "high_risk"
  ],
  "description": {
    "minimal_risk": "Default Firm tier. No additional EU AI Act obligations beyond the platform-wide ToS and indemnification matrix.",
    "limited_risk": "User-facing AI interaction in a regulated-adjacent surface. Standard 'you are interacting with an AI system' disclosure attached automatically to Firm output.",
    "high_risk": "Annex III high-risk surface. Charter requires a human-oversight statement, transparency documentation, and a post-market monitoring plan. Runtime moderation is locked and cannot be bypassed by the owner."
  }
}